Terms placeholder for v1.

This route exists so the prototype has a real legal-navigation destination from day one. It is intentionally short and clearly marked as placeholder language pending review.

Legal scaffold, not launch copy

The structure is ready now so the site does not need to be reworked later when approved legal copy is added.

Prototype use only

The current experience is an informational prototype with placeholder forms and a browser-only estimator.

No guarantee of accuracy

Estimator outputs are illustrative and should not be treated as financial, legal, or rewards-accounting advice.

Future production step

Replace this scaffold with reviewed legal terms before launch.